Zetta
Financial Identity Infrastructure for Autonomous Agents.
AI agents are becoming economic actors. They operate wallets, settle payments, and generate revenue — all onchain. But raw wallet data tells you nothing about who the agent is, whether it can be trusted, or what it's actually doing.
Zetta solves this. We give every autonomous agent a verifiable financial identity — indexed in a public registry, scored for transparency, verified through a manifest standard, and interpreted by Luca.
What Zetta does
- Indexes — 125+ autonomous agents across 5 ecosystems in a public registry
- Verifies — agents declare wallets via manifest, Zetta validates ownership
- Scores — Transparency Score (0–100) based on wallets, status, activity, evidence
- Classifies — settlement patterns: treasury, revenue, operational spend, inference
- Interprets — Luca writes financial verdicts and monitors agent finances
- Distributes — SVG badges, public profiles, embeddable cards, API data
Who it's for
Give your agent a verifiable financial identity. Declare wallets, get verified, embed a trust badge.
Index your ecosystem's agents. Surface financial transparency across your community.
Query live agent financial data via API. Verify wallet ownership. Assess trust signals.
Use /api/stats as a live resolution oracle for adoption-based prediction markets.
The architecture
Three layers. Each one depends on the one below it.
Zetta = infrastructure (index, verify, classify, display) Luca = intelligence (interpret, score, verdict, monitor) $LUCA = ecosystem asset (API tier, priority verification)
What We Built
The full infrastructure stack — live today.
- 125+ autonomous agents indexed
- 5 ecosystems: AEON, BANKR, Virtuals, Base, EigenCloud
- Sort by score, status, health, activity
- .agent/wallets.json open format
- GitHub + Gitlawb repo support
- GitHub Action for automated validation
- Six-tier pipeline: Candidate → Luca Managed
- Manifest submission fast-tracks to Wallets Declared
- Wallet claim + signed proof paths
- 0–100 composite score per agent
- Factors: wallets, status, activity, evidence, verdict
- Live on every public profile
- AI writes financial summaries for every agent
- Analyzes settlement patterns and attribution
- Runs integrity passes + approves claims
- Live badge at /api/badge/[slug]
- Embed in GitHub READMEs in one line
- Updates automatically as status changes
- Public profile at /registry/[slug]
- Wallets, scores, settlement patterns, Luca verdict
- Claim banner with manifest + wallet paths
- Tool decision events on agent profiles
- Install / reject / defer with risk levels
- 181+ events indexed live
The Manifest Loop
From zero identity to verified financial profile in four steps.
Declare
Add .agent/wallets.json to your agent's GitHub or Gitlawb repo. Declare wallet addresses with roles: treasury, fee recipient, deployer, or operator. The GitHub Action validates the format on every push.
Submit
Paste your repo URL into the Claim Banner on your agent's profile page. Zetta fetches the manifest, validates the wallets, and queues the update for Luca review.
Verify
Luca reviews the submission. Verified manifests upgrade the agent's status to Wallets Declared. Matching a wallet address via the claim form upgrades to Claimed. Full Verified status follows Luca review.
Distribute
A live SVG badge appears at /api/badge/[your-slug]. Embed it in your README. Your Transparency Score updates. Your profile shows declared wallets, settlement patterns, and Luca's financial verdict.
Wallet manifest format
Add this file to your repo at .agent/wallets.json:
{
"agent": "MyAgent",
"ecosystem": "AEON",
"x": "@MyAgent",
"website": "https://myagent.xyz",
"wallets": [
{
"address": "0x...",
"role": "treasury",
"chain": "base",
"notes": "Primary treasury wallet"
}
]
}Verification tiers
Candidate → Indexed, no proof of ownership Needs Verification → Flagged for review Wallets Declared → Manifest submitted + validated ← start here Claimed → Wallet address matches declared wallet Verified → Luca-reviewed, fully verified Luca Managed → Luca actively monitors finances
Core Product
The pages that make up the financial identity infrastructure.
/registryAgent Registry125+ autonomous agents indexed. Sort by verification tier, activity score, treasury health, or name. Filter by ecosystem and status.
Browse agents, filter by status, sort by score/registry/[slug]Agent ProfilePublic financial identity profile for every agent. Shows declared wallets, transparency score, settlement patterns, Luca verdict, and tool decisions.
View wallets, read Luca verdict, claim profile, embed badge/lucaLucaLuca's public interface — financial intelligence agent built on Zetta. Access Luca's analysis, ask questions about agent finances.
Ask Luca, view agent economics, read analysis/developerDeveloper PortalAPI key management with $LUCA tier system. Free: 100 req/day. Holder: 500/day. Whale: 2,000/day.
Generate API key, verify wallet for tier, view usage/docsDocumentationProduct docs, API reference, manifest standard specification, and integration guides.
Read API docs, copy endpoints, learn manifest formatAPI Reference
Financial identity data for agents, builders, and prediction markets.
Public — no auth required
/api/statsLive adoption metrics across the registry. Includes pre-computed resolution booleans for prediction markets.
{
"agents_indexed": 125,
"wallets_declared_or_above": 15,
"claimed_or_above": 4,
"verified_or_above": 2,
"by_status": {
"Candidate": 89, "Wallets Declared": 12,
"Claimed": 3, "Verified": 1, "Luca Managed": 1
},
"by_ecosystem": {
"AEON": { "total": 8, "wallets_declared": 2, "verified": 1 },
"BANKR": { "total": 34, "wallets_declared": 5, "verified": 0 }
},
"markets": {
"100_manifests_before_august": false,
"50_claimed_before_q4": false,
"top_ecosystem_by_verified": { "ecosystem": "AEON", "count": 2 }
},
"updated_at": "2026-06-07T12:00:00Z"
}/api/badge/[slug]Returns a live SVG verification badge for any indexed agent. Embed in GitHub READMEs or project pages.
GET /api/badge/aeon → image/svg+xml — "aeon | Wallets Declared" (blue) Cache-Control: public, max-age=60, stale-while-revalidate=300 # In a README: 
Badge colors: Verified / Luca Managed → green · Claimed → purple · Wallets Declared → blue · Candidate → gray
/api/registry/agentsReturns all indexed agents with verification status, ecosystem, transparency scores, and declared wallets.
{
"agents": [
{
"name": "Aeon",
"symbol": "AEON",
"ecosystem": "AEON",
"verificationStatus": "Wallets Declared",
"treasuryHealth": "Active",
"wallets": [
{ "address": "0x...", "label": "likely treasury" }
]
}
],
"fromSupabase": true
}Registry — no auth required
/api/registry/fetch-manifestFetch and validate a .agent/wallets.json manifest from a GitHub or Gitlawb repo. Queues wallet declarations for Luca verification.
POST /api/registry/fetch-manifest
Content-Type: application/json
{ "repo_url": "https://github.com/your-org/your-repo" }{
"ok": true,
"agent": "MyAgent",
"wallets": [
{ "address": "0x...", "role": "treasury", "label": "likely treasury" }
],
"message": "Manifest submitted. 1 wallet(s) queued for Luca verification."
}/api/registry/claimSubmit a wallet address to claim an agent profile. Checks against declared wallets — a match fast-tracks verification.
POST /api/registry/claim
Content-Type: application/json
{
"agent_slug": "my-agent",
"wallet_address": "0x..."
}{
"ok": true,
"matched": true,
"message": "Wallet matched — claim submitted for review."
}Financial Intelligence — API key required
/api/v1/agent-financial-stateLive treasury health for any wallet — token portfolio, flows, settlement patterns, top counterparties. Also accepts $0.01 USDC x402 payment ($0.007 for $LUCA holders).
GET /api/v1/agent-financial-state?wallet=0x...&range=30d Authorization: Bearer zt_live_...
{
"wallet": "0x...",
"range": "30d",
"financial_health": {
"total_income_usd": 91.20,
"total_spend_usd": 42.80,
"net_flow_usd": 48.40,
"budget_status": "safe",
"transaction_count": 128
},
"token_portfolio": [...],
"top_counterparties": [...],
"recent_transactions": [...]
}/api/v1/agent-reportReturns a plain-language financial intelligence report for a named agent.
GET /api/v1/agent-report?agentName=Aeon&days=7 Authorization: Bearer zt_live_...
$LUCA
The token for Luca — not for Zetta API access.
$LUCA is Luca's intelligence token. It unlocks the full power of Luca as a financial intelligence agent — deeper analysis, premium reports, and priority verification. It is not required to use Zetta or the registry API.
Luca goes beyond surface scores. Full settlement classification, treasury runway, counterparty concentration — the complete operational picture.
Audit-ready financial reports for your agent. Shareable, generated by Luca on demand, structured for compliance.
Skip the queue. $LUCA holders get priority wallet manifest review and faster profile upgrades in the registry.
Access tiers
| Feature | Free | Holder ≥1K | Whale ≥10K |
|---|---|---|---|
| Registry API (/api/registry/agents) | ✓ | ✓ | ✓ |
| Public stats (/api/stats) | ✓ | ✓ | ✓ |
| Verification badges (/api/badge/*) | ✓ | ✓ | ✓ |
| Agent financial state (v1) | 100/day | 500/day | 2,000/day |
| Agent intelligence report (v1) | 100/day | 500/day | 2,000/day |
| Priority manifest review | — | ✓ | ✓ |
| Priority claim processing | — | ✓ | ✓ |
| Premium Luca reports | — | — | ✓ |
| Enterprise monitoring API | — | — | ✓ |
Monetization
Infrastructure companies monetize through trust, access, and data.
Tiered API access for financial intelligence endpoints. Free: 100 req/day. $LUCA Holder: 500/day. $LUCA Whale: 2,000/day.
Verification as a service — formal review, Luca verdict, and Verified badge for agent teams that want priority processing.
On-demand deep intelligence reports generated by Luca. Treasury health, settlement quality, runway analysis, counterparty risk.
Token powers API tier upgrades, priority verification, and future governance over registry standards.
Bulk agent monitoring, custom dashboards, and compliance-grade exports for protocols managing agent fleets.
Aggregated financial intelligence for protocol teams — ecosystem-level transparency scores, adoption metrics, settlement trends.
Roadmap
Six phases from v1 to the financial operating system for autonomous agents.
- 125+ autonomous agents indexed across 5 ecosystems
- Agent Wallet Manifest standard (.agent/wallets.json)
- Six-tier verification pipeline: Candidate → Luca Managed
- Transparency scores + Luca verdicts on every profile
- SVG verification badges + /api/stats prediction oracle
- Nipmod tool decision integration — 181+ events live
- Developer API keys + $LUCA tier system (100 / 500 / 2,000 req/day)
- Starter templates: OpenAI Agents SDK, LangGraph, CrewAI
- Registry leaderboards: Most Transparent, Most Verified, Recently Declared
- Claim flow improvements + claim status tracking
- Manifest auto-create: unknown agents get profiles on submission
- Target: 100 manifest submissions · 50 claimed profiles
- Verified Agent Program — formal requirements + public benefits
- State of Agent Finance — twice weekly intelligence reports (Mon + Thu)
- Profile sharing improvements: PNG cards, shareable links
- Homepage featuring verified agents
- Target: 25 verified profiles
- Treasury health alerts and runway tracking
- Settlement quality scoring
- Recurring spend detection
- Counterparty concentration analysis
- Operational finance reports for agent teams
- Ecosystem discovery feed — ranked by trust signals
- Embeddable profile cards for partner sites
- API partnerships with agent frameworks
- Zetta as the default financial identity layer for new agents
- Verification as a service
- Enterprise monitoring API
- Premium Luca intelligence reports
- Compliance-grade audit exports
- Ecosystem analytics packages for protocols
Security
Zetta AI is read-only. It never touches your funds.
What Zetta AI does not do
- Request or store private keys
- Execute transactions from any wallet
- Take custody of funds
- Access wallet signing capabilities
- Store raw wallet secrets
What Zetta AI does
- Reads public onchain USDC transfer data via Base RPC
- Stores Privy user IDs, email addresses, and X handles in Supabase
- Associates wallet addresses with user sessions (opt-in)
- Generates AI summaries using Claude Haiku (Anthropic)
Authentication
User authentication is handled entirely by Privy. Zetta AI does not implement its own credential store. Sessions are issued as HMAC-signed cookies with no sensitive data embedded.
Data handling
All wallet activity analyzed by Zetta AI is sourced from public Base chain data. No private transaction data, off-chain balances, or non-public information is accessed at any point.
FAQ
Common questions about Zetta AI.
Positioning
Financial identity infrastructure for autonomous agents.
The open standard for agent financial identity.
What we are
Zetta is the financial identity layer for the autonomous agent economy — not a wallet scanner, not a dashboard, not a token project.
AI agents are becoming economic actors. They operate wallets, settle payments, generate revenue, and pay for inference — all onchain. But raw blockchain data tells you nothing about who the agent is, whether it can be trusted, or whether its finances are healthy.
Zetta solves the identity problem: every agent gets a verifiable financial identity, publicly readable, verified through an open manifest standard, and interpreted by Luca.
The architecture
Zetta = infrastructure (index, verify, classify, display) Luca = intelligence (interpret, verdict, score, monitor) $LUCA = ecosystem asset (API tier, priority verification) These are three distinct things. Never blur them.
The moat
The moat is the Agent Wallet Manifest standard. Any agent that adds .agent/wallets.json to their repo plugs into Zetta' verification pipeline, leaderboards, and badge system. As more agents adopt it, the registry becomes the canonical source of truth for agent financial identity.
Infrastructure compounds slowly. Trust compounds slowly. Once infra wins — it is extremely difficult to replace.
What we are not
- Not a wallet scanner for retail users
- Not another AI agent personality
- Not a token project or memecoin
- Not a dashboard for human wallet tracking